Treasury & Liquidity

Better Banking for Your Business

Transform your financial operations, boost cash flow, and unlock working capital with Cornerstone Capital Bank.

Comprehensive Working Capital Solutions

Securely move funds and protect cash flow with ease using our intuitive digital solutions.

Accelerate Receivables

ACH Collection: Expedite electronic collections to increase certainty for incoming payments and reduce time spent reconciling accounts.

Remote and Mobile Deposit Capture: Conveniently deposit checks from your office with a desktop scanner or remotely anytime, anywhere on your mobile device.

Optimize Payables

ACH Origination: Reduce costs associated with checks and enhance accuracy through automated payment processing.

Wire Services: Access fast, reliable, and direct wire transfer services.

Improve Visibility Into Your Cash Position

Online Banking: With our intuitive online platform, you can easily conduct transactions, gain detailed insights using robust reporting tools, and stay in control of your finances 24/7.

Safeguard the Integrity of Your Transactions

ACH and Check Positive Pay: Reduce your exposure to check and ACH fraud by reviewing transactions that fall outside of your set criteria.

Account Reconciliation: Improve accounting accuracy and protect your business from fraud-related expenses.

Stop Payments: Protect your business from unauthorized transactions promptly and efficiently.

Generate Meaningful Returns on Excess Liquidity

Analyzed Checking Accounts: Maximize demand deposit operating accounts by offsetting Treasury Services fees using earnings credits.

Overnight Investment Sweep and ZBA Accounts: Effortlessly enhance your earnings on operating accounts by sweeping excess balances into an interest-bearing deposit account each evening and returning them each morning for daily business operations.

Money Market Demand Accounts (MMDAs): Grow your savings while maintaining easy access to your funds. Our MMDAs offer competitive interest rates and give you flexibility to withdraw funds when needed without sacrificing growth.

Certificates of Deposit (CDs): Maximize your earnings with our range of CD options, offering fixed rates and flexible terms. CDs are an excellent way to securely grow your savings over time, providing a reliable and predictable return on your investment.

Why Cornerstone Capital Bank?

The Cornerstone Advantage

Unmatched Expertise
With our combined 150-year legacy in banking and lending services, we understand working capital needs and how to take your business to the next level. Our dedicated team will be by your side, providing responsive, reliable service you can trust.

Delivery
Enjoy a smooth experience from day one, giving you more time to focus on your business, not stressing about your banking.

Solutions
Leverage our array of working capital solutions and advanced technology for an industry-leading digital banking experience.

Let’s Get Started

Ready to elevate your business with Cornerstone Capital Bank? Contact us today to schedule a consultation. Discover how we can help you navigate new opportunities for financial success.